Josh Clancey
Originally from the Isle of Man, I have been based in Dubai since 2014, helping expatriates across the Middle East turn complicated, cross-border finances into a clear plan they can actually act on.
I am UK, EU and US qualified, with over 15 years’ experience in financial planning. Today, as Regional Head of Technical and Private Client Adviser at Skybound Wealth, I advise my own private clients and focus on complex cross-border planning cases involving multiple jurisdictions, currencies, and moving parts that don’t fit neatly into a standard template.
Clients typically come to me when their finances look fine on paper, but feel disjointed in practice, and they want to know whether they are genuinely on track for retirement.
Most of my clients are globally mobile professionals and families who have built wealth across different countries. That often means a UK pension or two, investments held offshore, property back home, cash in different currencies, and sometimes equity compensation or business interests. On paper, it looks fine. In real life, it can feel fragmented and uncertain, especially when the big questions show up: When can I stop working? How much can I spend without running out? What happens if markets fall, inflation spikes, or sterling moves? What happens if I relocate again?
This is where I do my best work. I specialise in retirement and estate planning for global expats, particularly US, UK, South African and European nationals. My focus is joining the dots across pensions, investments, tax considerations, currency risk and legacy planning, so your decisions are joined up and your plan stays robust as your life evolves. Clients work with me because they want straight answers, evidence-based recommendations, and a relationship that is proactive, not reactive.
I have also authored articles for the Financial Times, Money Marketing and The National, and I bring that same standard of clarity to client conversations. No jargon. No guesswork. Just a plan that makes sense, backed by proper analysis and built around what you are trying to achieve.
